December 5, 20248 min read
OCI Card vs PIO Card: Rights, Differences, and the Merger
The Overseas Citizen of India and Person of Indian Origin schemes merged in 2015. This guide clarifies what OCI holders can and cannot do, and who is eligible to apply.

Kanishka Gupta
OCIIndiaNRIReverse Migration
## Background
India's foreign national engagement programmes have undergone significant evolution. The Person of Indian Origin (PIO) card, introduced in 1999, and the Overseas Citizen of India (OCI) scheme, launched in 2006, were merged in January 2015 when the government announced that all PIO cardholders would be deemed OCI cardholders.
## What OCI Status Provides
OCI cardholders enjoy the following rights:
- **Multiple-entry, multi-purpose lifelong visa** to visit India for any purpose except research (which requires a separate permit)
- **Parity with NRIs** in economic, financial, and educational fields — including property purchase (agricultural land excluded)
- **Exemption from registration** with the Foreigners Registration Officer for stays of any duration
- **Parity with Indian nationals** in domestic airfares and entry fees to national monuments
## What OCI Does Not Provide
OCI is not citizenship and does not provide:
- The right to vote in Indian elections
- The right to stand for elected office
- The right to hold Constitutional posts
- The right to purchase agricultural or plantation property
## Eligibility
An OCI card may be obtained by a foreign national who was an Indian citizen on or after 26 January 1950, or who is eligible to become a citizen of India on or after that date, or who is a child or grandchild of such a person.
Critically, citizens of Pakistan and Bangladesh are not eligible.
## Application Process
Applications are made through the relevant Indian Mission or High Commission. The process typically takes 4–8 weeks and requires submission of identity documents, proof of Indian origin, and the prescribed fees.
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